Dealer Academy

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Free, plain-English guides for independent dealers — licensing, per-car profit, accounting that reconciles, BHPH, titles, and compliance. No fluff, no jargon.

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Buy Here Pay Here

The Buy Here Pay Here Business Model: Economics, Static Pool Math, and What It Really Takes

How BHPH really works: the dealer becomes the bank. Unit economics, down payments, static pool math, the collections reality, compliance basics, and the capital it actually takes.

8 min read · Updated 2026-07-16

Stop guessing what each car made you

Loturn tracks every cost against every VIN and shows live profit on every car — with real dealer accounting built in. One flat price.

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